Our Services
Consulting Services
Interest Rate Risk Management, MBS, Delivery, Co-Issues servicing executions, Credit Risk Management, Loan Servicing valuations.
Secondary marketing and mortgage operations education to the mortgage banking community. SMS works with its clients to prepare them to sell loans whole loans on a mandatory or assignment of trade basis to the mortgage conduits. SMS also provides all the preparation and training to pool mortgages.
Consulting services to mortgage bankers that need to take the next step into selling mortgages to Ginnie Mae, Fannie Mae, Freddie Mac mortgage loan servicing. Complete instruction on loan delivery via Ginnie Net and Fannie Mae and Freddie Mac MBS and Cash.
Delivery Channels – Securitization for delivery to Ginnie Mae, Fannie Mae and Freddie Mac underwritten mortgages for delivery to SMS’s exclusive trading conduits. Agency eligible and conduit ineligible, manufactured and modular loan products are acceptable for this program.
Risk Management SaaS
- Real Time fully LOS Integrated Secondary Risk Management System
- Mobile and Tablet systems for senior management on the go!
- Customized solutions to meet the needs of the client from complete Pricing and Hedge Advisory Services to Software License options.
- The easy-to-use Loan Level Best Execution Allocation model that interacts with current TBA
- Experienced support for startup Secondary Marketing Departments and Best-Efforts-to-Mandatory Transitions.
- User defined rate shock and scenario analysis capability to help you understand your risk and hedge more effectively for all loan products and execution strategies.
- Stage Description “Pull Though modeling for optimal hedge performance – Duration Matched”
- Track fall out by channel, branch and originator.
- User configured Risk Measurements including – Macaulay Modified Rate Durations of TBA Mortgage backed Securities.
- System support all agency products, with direct data feeds from Fannie Mae, Freddie Mac and real time mortgage backed securities coupons and pricing.
Mergers & Acquisitions
SMS has represented many client in the successful acquisitions (MLO, LBO) of Mortgage Banking operations over the company's history. SMS's position within capital markets, private equity and private investor partners work together to ensure a successful buy-out, merger or sale. SMS's seasoned management team have been involved in the start up, buy-out and sale of financial institutions since the late 1987.